Venmo

Venmo is a mobile payment app for instant transfers via linked bank account, debit card, or Venmo balance. Commonly used for splitting bills, paying friends, and small business transactions, it also features a social feed showing payment notes and emojis. In-app services include a Venmo card, direct deposit, and merchant checkout. It uses basic security like multifactor authentication and encryption; users should check privacy settings and watch fees for instant transfers or credit card payments.